Kia Payment Calculator in Ontario, CA

Custom

Payment Details

Estimated Amount Financed:

Disclaimer:

Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (833) 808-3826 or by visiting us at the dealership.

How To Use Our Kia Loan Payment Calculator

Knowing how much your auto loan payment will be helps you make a smarter vehicle purchase. That’s why we included our easy-to-use Kia payment calculator, which can be your ultimate tool for quickly calculating your monthly car payments.  Check out the latest new Kia lease and finance deals and used car deals once you learn how much you can afford.

Our loan payment calculator is easy to use.

  1. Enter the car’s total price, including any taxes and fees.
  2. Enter the down payment you’ll make towards the car.
  3. Select the loan term length or the months you’ll take to repay your loan. (12, 24, 36, 48, 60, 72, or 84 months).
  4. Enter the interest rate of your loan. Use different rates to see how it changes the payments.
  5. If you’re trading in your used car, enter your vehicle’s trade-in value amount.

Your monthly loan payment amount will dynamically update at the top of the loan calculator.

 

Benefits Of Using An Auto Loan Calculator

Using a payment calculator has several benefits, including:

  • Helps you plan your budget: A car payment calculator gives you an idea of how much you’ll have to pay each month for your car loan. By knowing your monthly payments, you can plan your budget accordingly.
  • Give you an estimate: A car loan payment calculator estimates your monthly payments, allowing you to adjust your loan term or down payment to suit your budget.
  • Saves time and effort: Calculating your car payments can be time-consuming. Using a car loan payment calculator saves you time and effort.

 

Kia Monthly Car Payment FAQS:

Can a loan payment calculator use my credit score?

No, not necessarily. The auto loan payment calculator can estimate your monthly payments based on the credit score range that you choose. There are several ranges for you to select from. This is a tool to get you pre-qualified either.

Is this payment calculator showing how much my actual loan will be for?

No. This is to show you loan payment examples using different loan terms, rates, and other factors. You’ll see your actual loan details once you have been approved after you apply for your loan.

Can I use a car loan payment calculator for any car loan?

Of course, you can. A loan payment calculator can be used for all car purchases including new and used car loans from our dealership, financial institution, or credit union

 

Current US Auto Loan Data & Statistics

NOTE: Your car loan amount, loan interest rate, total interest, term, and monthly payments will vary based on your credit report, vehicle selected, car price, and loan details.

Data based on 3rd & 4th quarter of 2022 from Experian based on different rates and terms.

  • The average monthly payment for a new car is $700 (up 13.3% YoY)
  • The US average monthly payment for a new car lease is $567 (up 12.1% YoY)
  • The US average monthly payment for a used car is $525 (up 11.2% YoY)
  • Predicted 5-year new car loan interest rate: 6.9%
  • Predicted 4-year used car loan interest rate: 7.75%
  • Most new vehicles in the US in 2022 were acquired with financing (84%)
  • Used cars acquired with financing in 2022 were lower than in 2020